Tangerine bank started promoting its new Money-Back Credit Card several months ago. Wanting to avoid spending time on anything "beta", I did not request a card until, last month, I fell under the impression that the card was ready.

The ordering process was not bad, except for asking you to make a ridiculous choice between purchase categories granting extra money-back rewards. The process lets you define your credit limit.

When the package arrived, I was surprised to find the contract was printed on 4 unbound sheets of paper. But even more surprised to see the card's design:

Out of 4 adults asked, a single one could tell the right direction in which the card must be inserted (which is chip first, of course).